What are the Pip and universal credit changes and who is affected?

Chancellor Rachel Reeves has detailed planned benefit cuts affecting personal independence payment (PIP) and universal credit (UC) in the Spring Statement, aiming to save around £5bn annually by 2030. Changes to PIP involve stricter assessments, potentially affecting 800,000 people, while UC adjustments include freezing the incapacity top-up and increasing the standard allowance. The Department for Work and Pensions anticipates 3.2 million families to face financial losses, offset by additional support for disabled individuals seeking employment.